Financing For Plastic Surgery With Poor Credit Options
Making the decision to finance your plastic surgery, no matter your credit rating, is not a decision to be taken lightly. Because these surgeries are normally cosmetic in nature and not usually medically necessary, obtaining financing for plastic surgery may not be the best idea for you. However, there are some benefits to financing for plastic surgery, and even if you have poor credit, some of the benefits should still be considered.
For instance, when you look at breast augmentation financing, you will see that this surgery will run you upwards of $10,000 before tacking on interest. If you are also considering some abdominal work, you will find that abdomnioplasty cost can be in the thousands as well. By combining procedures, you could actually save money because anesthesiologist fees and facility fees would not be doubled for multiple procedures. Financing is a good option in this case if you didn’t have enough money up front for both processes, but wanted to take advantage of the savings afforded to you by combining the surgeries.
With poor credit, you will need to be especially wary of additional fees and charges as the interest alone on your financing for plastic surgery will likely be astronomical. As such, it is critical that you get solid, up front pricing that doesn’t leave room for add ons and extras when the final bill comes. Nobody wants to see their rhinoplasty cost triple because of undisclosed fees and stipulations before hand.
There are things that you can do to prepare for financing for plastic surgery. One option is to save as much money as possible before hand to offer as a cash payment. You’ll likely be spending top dollar if you plan on seeing some of the top rated board certified plastic surgeons, and cash up front will reduce your plastic surgery financing payments, and also what you will pay in interest over the life of the term. Financing for plastic surgery can be a good alternative for cash strapped individuals, but don’t let bad credit lead to bad decisions. Plan ahead and do your research before you sign on the dotted line.